SME Journeys

I am an SME founder who started my factory 8 years back. In the early part of the last decade everyone was starting up. Angel and VC money was flowing like the Ganges in Monsoon. Things were so crazy and frustrating for a young factory owner who could only imagine what would have happened had he founded a start-up and not a factory, like others his age. A friend's idea of starting a company which makes advertorial-blogs got eight figure funding (Rs). I could tell he would never be successful because of his rule of working only 5 days a week "because thats how the industry works" he told me and here I was running a cash positive business from day-one, running from pillar to post to get a paltry Rs 15 Lakh working capital loan and working 365 days of the year with no timings.  Since I needed a collateral free loan it took me more than 40 visits to SBI to secure it. Our business doubled in a year as soon as it got some WC. Since we were a factory, we also needed a factory li...